Rates

Dundalk District strives to offer its members the best rates for savings and lending needs. The following are the current posted rates as of February 12, 2025.  Specific rates offered will vary based on borrower’s circumstances.  “Relationship Priced” means the best rate available relevant to your circumstances. Rates are subject to change without notice. Please call in order to confirm.

Closed Residential First Mortgages

Term Rate
6 months Open 9.40%
1 Year Fixed Closed 6.55%
2 Year Fixed Closed 5.65%
3 Year Fixed Closed 4.50%
4 Year Fixed Closed 4.35%
5 Year Fixed Closed 4.10%
5 Year Closed High Ratio Mortgage – Special 3.89%

 

Term Deposits

Term Rate
1 Year 2.25%
2 Years 2.25%
3 Years 2.30%
4 Years 2.30%
5 Years 2.35%

 

Interest Bearing Personal Chequing Account

Interest is paid in increasingly higher amounts on an interest bearing personal chequing account. Each tier corresponds to a range of account balances. The amount in each tier earns the corresponding interest rate:

Range Rate
Over 100,000 0.75%
50,001 – 100,000 0.55%
25,001 – 50,000 0.45%
5,001 – 25,000 0.40%
1,001 – 5,000 0.25%
Under 1,000 0.00%